Gerald's Articles

Strategies for locating extra funds in your household.

Thematic equity strategies invest in companies whose products or services are underpinned by powerful forces of change we call megatrends. These megatrends are fundamental shifts in technology, culture, the environment, or other conditions that are developing and moving with inexorable force.

Practical steps you can take to reduce risk.

Here are some updates and changes regarding tax filings, IRA contributions and distributions, as well as help for individuals and small businesses during this stressful time.

Gerald Townsend shares his thoughts on the coronavirus and the markets.

Learn how The SECURE Act will affect your retirement planning.

Many people saving for retirement end up with a variety of savings or investment accounts:  regular personal (non-retirement) accounts; employer pre-tax retirement accounts [such as 401(k)s]; employer post-tax retirement accounts [such as a Roth 401(k)]; traditional Individual Retirement Accounts (IRAs); and Roth IRAs.

When it comes time to begin withdrawing from these plans, how do you decide which account to take money from?

 

In financial and investment planning, that four-letter word, "risk," is something we constantly grapple with. Following the too-calm markets of 2017, the return of volatility in 2018 stunned many investors.

My wife and I just returned from a family trip to China - our ninth trip over the past 40 years. This trip was especially meaningful, as we were joined by our son, daughter, son-in-law, and grandson. Traveling certainly doesn't get any easier, and my body is still adjusting to being back, but the trip, as always, was fascinating, educational and fun. The food was wonderful and there is something special about eating Peking Duck while in Peking (Beijing) or enjoying Dim Sum in Hong Kong.

Recently, the headline news was about the U.S. yield curve “inverting,” and what this might mean for the economy and markets.Inverted Yield Curve